Terms of Use
Please read these terms carefully before using our website or services
Last updated: January 2024
Agreement to Terms
By accessing or using the Baccamedia website (baccamedia.com) and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Description of Services
Baccamedia provides information, guidance, and consultation services related to bank fraud protection and financial security. Our services include security audits, fraud monitoring, recovery assistance, and educational resources.
Our services are advisory in nature and do not constitute financial, legal, or professional advice. We are not a financial institution, law firm, or regulated financial services provider.
Use of Website
You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the website. Prohibited behaviour includes:
- Engaging in any conduct that is unlawful, harmful, or fraudulent
- Transmitting any material that is defamatory, offensive, or otherwise objectionable
- Attempting to gain unauthorised access to our systems or user accounts
- Interfering with the proper functioning of the website
- Using automated systems or software to extract data from the website without permission
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Baccamedia or its content suppliers and is protected by United Kingdom and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this website without our prior written permission.
User Submissions
When you submit information through our contact forms or otherwise communicate with us, you grant us permission to use that information for the purpose of responding to your enquiry and providing our services. We will handle your personal information in accordance with our Privacy Policy.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted, timely, secure, or error-free
- The information on the website is accurate, complete, or current
- Our services will meet your specific requirements or expectations
- Any errors in the website will be corrected
Limitation of Liability
To the fullest extent permitted by applicable law, Baccamedia shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use or inability to use our website or services
- Any conduct or content of any third party on the website
- Unauthorised access, use, or alteration of your transmissions or content
- Any other matter relating to our website or services
Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
Service Limitations
Our fraud protection services provide guidance and support but cannot guarantee the prevention of all fraud incidents. The effectiveness of our services depends on various factors, including your implementation of our recommendations and cooperation from financial institutions.
We recommend that you:
- Seek independent legal advice for matters involving significant financial loss
- Contact your bank directly for account-specific security concerns
- Report suspected fraud to Action Fraud or the police
- Consult regulated financial advisers for investment decisions
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Baccamedia. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
Indemnification
You agree to defend, indemnify, and hold harmless Baccamedia and its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our website or services or your violation of these Terms of Use.
Termination
We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use. Upon termination, your right to use the website will immediately cease.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Changes to Terms
We reserve the right to modify or replace these Terms of Use at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.
Severability
If any provision of these Terms of Use is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.
Contact Information
If you have any questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 47 Moorgate, London EC2R 6BH, United Kingdom